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American Express



Founded in 1850 as an express mail dispatcher, the company introduced financial and travel services to clientele during the early 1900s. American Express developed their first paper charge card in 1958, gold card in 1966, green card in 1969, platinum card in 1984, and centurion card in 1999. The "Don't Leave Home Without It" ad campaign was introduced in 1975 and renewed in 2005. During the 1980s, the firm invested and divested in the brokerage industry, through a stake in Shearson Lehman Hutton.[9] In the 1990s, they discontinued cutting interchange fees for merchants who exclusively accepted their cards and expanded their market share through targeted marketing campaigns. They converted into a bank holding company during the 2008 financial crisis. The firm launched their airport lounge amenity in 2013.




american express


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In 1850, American Express was started as an express mail business in Buffalo, New York.[13] It was founded as a joint-stock corporation by the merger of the express companies owned by Henry Wells (Wells & Company), William G. Fargo (Livingston, Fargo & Company), and John Warren Butterfield (Wells, Butterfield & Company, the successor earlier in 1850 of Butterfield, Wasson & Company).[3] Wells and Fargo also started Wells Fargo & Co. in 1852 when Butterfield and other directors objected to the proposal that American Express extend its operations to California. American Express initially established its headquarters in a building at the intersection of Jay Street and Hudson Street in what was later called the Tribeca section of Manhattan. For years it enjoyed a virtual monopoly on the movement of express shipments (goods, securities, currency, etc.) throughout New York State. In 1874, American Express moved its headquarters to 65 Broadway in what was becoming the Financial District of Manhattan, a location it was to retain through two buildings.[14]


American Express was one of the monopolies that President Theodore Roosevelt had the Interstate Commerce Commission (ICC) investigate during his administration. The interest of the ICC was drawn to its strict control of the railroad express business. However, the solution did not come immediately to hand.[14] The solution to this problem came as a coincidence to other problems during World War I. During the winter of 1917, the United States suffered a severe coal shortage and on December 26 President Woodrow Wilson commandeered the railroads on behalf of the United States government to move federal troops, their supplies, and coal. Treasury Secretary William Gibbs McAdoo was assigned the task of consolidating the railway lines for the war effort. All contracts between express companies and railroads were nullified and McAdoo proposed that all existing express companies be consolidated into a single company to serve the country's needs. This ended American Express's express business and removed them from the ICC's interest. The result was that a new company called the American Railway Express Agency formed in July 1918. The new entity took custody of all the pooled equipment and property of existing express companies (the largest share of which, 40%, came from American Express, who had owned the rights to the express business over 71,280 miles (114,710 km) of railroad lines, and had 10,000 offices, with over 30,000 employees). In 1966, American Express introduced the Gold Card.[19] American Express formed a venture with Warner Communications in 1979, called Warner-Amex Satellite Entertainment, which created MTV, Nickelodeon, and The Movie Channel. The partnership lasted only until 1984. The properties were sold to Viacom soon after.


Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card at participating partners. This can be an annual savings of up to $240. To view participating partners, visit americanexpress.com/platinum. Enrollment required.ǂ


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About American ExpressAmerican Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com and connect with us on facebook.com/americanexpress, foursquare.com/americanexpress, linkedin.com/company/american-express, twitter.com/americanexpress, and youtube.com/americanexpress.


Membership Rewards Programme Cardmembers enrolled in the American Express Membership Rewards programme will earn one additional bonus Membership Rewards point in addition to their standard earn rate (for a total of 2 points) for every full 1 spent on flights, prepaid hotels, car hire and experiences booked through the American Express Travel website americanexpress.com/en-gb/travel/. Specific Card products or limited time promotions may offer additional Membership Rewards points, please see individual Card or promotion Terms and Conditions for more information. Additional Membership Rewards points cannot be earned on products which are not prepaid but are paid directly to the supplier, including cruise bookings and select hotel bookings. These bookings will not earn two Membership Rewards points for every 1 spent but will be earned at the normal rate of one point for every 1 spent. Full Terms and Conditions apply, please visit americanexpress.co.uk/termsandconditions. To use Pay with Points, you must book your eligible purchase through American Express Travel and charge to a Membership Rewards program-enrolled American Express Card. Eligible purchases through American Express Travel exclude non-prepaid car rentals and non-prepaid hotels. Points will be debited from your Membership Rewards account, and credit for corresponding amount will be issued to the American Express Card account used. If points redeemed do not cover entire amount, the balance of purchase price will remain on the American Express Card account. When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points. Membership Rewards Terms and Conditions apply when booking on americanexpress.co.uk/travel. Please visit membershiprewards.co.uk/terms for the Membership Rewards program information and terms and conditions or call +44 0800 917 8053 to request a copy. For more information on Pay With Points visit americanexpress.com/uk/travel/how-to-pay-with-points . To earn or exchange Membership Rewards points, Cards must be registered to the American Express Membership Rewards programme and be active and current in their payments. Please allow up to ten weeks for Membership Rewards points to be credited to your account. Bookings are subject to the full American Express Travel Terms and Conditions. To view these please visit americanexpress.co.uk/termsandconditions. Bookings are subject to the full American Express Travel Terms and Conditions. To view these please visit americanexpress.co.uk/termsandconditions. Featured Hotels and Top Picks for Cardmembers All hotel prices, additional benefits and availability featured in our Top Picks for Cardmembers are correct at the time presented on the American Express Travel website. While every effort is taken to ensure hotel inventory remains accurate, prices and availability remain subject to availability as dependent on third party supply. The hotels in Top Picks for Cardmembers are not guaranteed until the receipt of your booking confirmation email. Hotel cancellation policy applies (see 'Your itinerary' after you have selected your room). Bookings are subject to the full American Express Travel Terms and Conditions. To view these please visit americanexpress.co.uk/termsandconditions. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. To view our Privacy Statement, please click here. Note that certain servers may render these links inactive. If you are experiencing problems, please right click the link to copy and paste the chosen URL into the address box of your web browser to view the page. Copyright 2022. American Express Company All Rights Reserved. 041b061a72


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